A time-tested performer, the HP 12c has an easy-to-use layout, one-line LCD display and efficient RPN data entry. Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, bonds and more. With over 120 built in functions, the HP 12c Calculator is ideal for real estate, finance, accounting, economics and business work. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam.Easy-to-use layout with easy-to-read labels. Best used for: Real Estate, Banking; Finance, Business Studies and Accounting Permission usage: Certified Financial Planner, CFA, GARP FRM Built-in Function: Over 120 Financial functions: TVM, NPV, IRR cash flows, amortization, depreciation and more Memory registers: 20 Power: 1 CR2032 battery Power off memory protection: Yes Display: 1 line x 10 characters; 10 x 7-segment, single line Display type: LCD Warranty: 1 year What s in the box: Calculator, batteries and pouch